Last updated: 7/2009

Tired of using your personal money and credit to start a Business?

Want access to tens of thousands in credit lines without using your personal credit?

We will show you how to obtain tens of thousands of dollars within months
If you are ready to watch your business take off, you have come to the right place! Our easy credit building system will position your business to obtain terms with suppliers, credit cards, loans, equipment, vehicle leases, real estate and more. All within months and all with no personal credit.

Financing for your business is almost always a concern, yet few know how to go about finding credit or funding. Many small businesses are usually funded initially by personal savings, credit cards, assets, loans, family and friends. Many small businesses fail because they run our of money. It becomes difficult to sustain once a certain rate of growth is reached. Not only that, you jeopardize your personal credit and families' assets if anything should go wrong.

Financing your business from your personal credit is potentially harmful for a number of reasons:
¡¤ You place limits on companies growth
¡¤ Personal credit relies on debt to income ratios
¡¤ You risk many inquires to your personal credit report which lowers your FICO score
¡¤ You risk your families' assets
¡¤ You are personally liable

Establishing a separate business credit history is one key to a successful business. Incorporating is essential to building your business credit. By incorporating you eliminate these worries and your Corporation is now responsible.
Incorporating reduces your personal liability

While there may be other business credit building sites, you will not find better combination of value, support and customer service than with Keltray Business Solutions. We have helped many Companies - some just like yours - start or expand.

Our easy to use program will prepare your Corporation to obtain:

¡¤A business credit profile with the business credit bureaus
¡¤An A+ business credit profile with the business credit bureaus
Obtain business credit without personal credit or guaranty
¡¤ Obtain business retail/major credit cards without personal credit or guaranty
¡¤ Obtain vehicles, leases and loans in the business name without personal credit or guaranty
Obtain tens of thousands of dollars
ALL WITHOUT USING YOUR PERSONAL CREDIT

Our specialized list of vendors shows you step by step where your company will obtain credit. This information has taken years to compile. Knowing the right vendors and the steps to take in the very specific order is the key to building your corporate credit. We have done the homework to make it easy! Join the Keltray team now!
How long does this program take?Assuming that your Company is new or does not have any prior credit history, within months you will move your business from Section One to Section Five, and meeting most objectives. i.e. Purchasing equipment, vehicles, etc. Your Business will begin making purchases on credit during the first thirty days! Generally, the speed in which you progress is largely up to you. You will be furnished with the information to do it as quickly as possible, if you choose to.

My personal credit... I have good, bad, or no credit!
The great news is you do not want or need to use personal credit. Although Good personal credit is great, however, running your business from your personal credit is potentially harmful for a number of reasons. By doing so, you are effectively placing limits on your Companies growth. Suppose you needed a piece of equipment that cost more than your house¡­ personal credit relies on debt to income ratios¡­ how much can your business grow if its limited to your own personal income to demonstrate its' ability to repay the debt? And how would that transaction effect your personal credit next time you went to purchase your families next mini-van?

What kind of credit is available, what is the difference and how much?
There are many different types of corporate credit that will be available to your Business¡­ including term, revolving, cash, lease and installment credit.
Term credit is credit extended to your business usually for a 10-30 day term. This can include vendors that you buy supplies from.
Revolving credit has set spending limits and allow you to pay only a portion of the balance each month. These include credit cards ranging from office supply stores to home improvement stores - and everything in-between.
Cash credit is usually bankcards, including Visa and MasterCard. It may also include bank loans and other cash access accounts.
Lease credit is leasing office, equipment, vehicles and more.
Installment credit is used for major purchases including equipment and vehicles.

The Keltray Business Credit Building system systematically guides you.
Our program guides you to powerful corporate credit, in a very short period of time. The key to your success is knowing what companies will give your new business access to credit, and knowing at what stage of the process you should be making your application. You will be amazed to learn that following our program establishes enormous purchasing power for your business, in a very short period of time. All with no personal credit or guaranty.

Our easy to use self contained program guides you - step-by-step. Each of the steps is part of a Section, and there are five sections. You will be provided with a list of vendors, suppliers and lenders to apply to at specific intervals. Most businesses can advance through all five Sections in a few short months. Everything is simple and easy to understand, and of course there is e-mail technical support.
How far could you take your dream with proper financing?
Obtain terms with suppliers, credit cards, loans, equipment , vehicle leases, real estate and more!
The Keltray Business Credit Building system is delivered as a secure .pdf file and requires an Adobe ID.
Open in Adobe Reader 5.0 or above.

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Make sure the Keltray Business Credit Building system is part of your businesses success plan.
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